RLI PERSONAL UMBRELLA POLICY

Big I Maryland provides members with the RLI Home Business Insurance (HBI) policy to offer the necessary protection from risks arising from home-based business activities that typical homeowners or renters policies do not cover. Coverages available include business personal property, business-related liability exposures, and loss of income.         

PROGRAM FEATURES:

• EASY self-underwriting application
• 143 home business classifications
• Optional coverages available such as Identity Fraud Expense coverage and Garagekeeper's coverage
• Liability limits up to $1 million
• Satisfies most event or show liability requirements
• Business property protection up to $100,000 (with $250 deductible)
• Loss of income coverage
• Broad underwriting guidelines allow insureds to qualify easily
• E-signature is available for your client
• Competitive premiums who no cumbersome rate calculations
• Admitted in all 50 states plus D.C.
• Policies issues electronically when bound
• Renewals are direct-billed: Access to RLI's online processing system available for sub-producers
• Direct mail option of personalized marketing materials
• No minimum production quotas are required