Looking for more cost effective employee benefits?

As an insurance agent, you know the importance of having the right coverage. You also know the importance of retaining good employees and that one of the ways of doing that is to offer an attractive employee benefits package. By providing employee benefits, employers find that they have less turnover and shows the commitment they are making to their employee’s health, wellness and financial security.

Our program is underwritten by Guardian Life Insurance Company of America, providing Group Life, Group Short & Long Term Disability, Group Dental and Group Vision. The program offers varying lines of coverage options to meet the diverse needs of our members and also provides guaranteed issue with certain requirements being met. Whether you are a new member or an existing one, we can enroll you in benefits at any time.

Group Employee Benefits Available:

Group Term Life Insurance

This program not only can provide coverage for final expenses but also can help with a variety of other family needs. Life insurance can be used for estate settlement, probate costs, mortgage pay off, college expenses and payment of medical expenses to name a few.  The program offers guaranteed issue (with certain requirements being met), a variety of plan alternatives to fit your agency's needs, coverage for spouse and children and optional coverage for employees.

Group Short Term Disability

The Big I Short Term Disability program protects you from loss of income during an illness or accident that prevents you from working. The program offers guaranteed issue (with certain requirements being met), up to $650 in weekly benefits and a variety of plan alternatives to fit your agency's needs.

Group Long Term Disability

Protect your greatest asset your ability to earn a living! The Big I Long Term Disability program offers guaranteed issue (with certain requirements being met), up to $10,000 per month in benefits, a variety of plan alternatives to fit your agency's needs, special benefits for residual disability, your choice of waiting periods and waiver of premium.

Group Dental and Vision Insurance

The Big I Dental program offers two levels of coverage, basic and enhanced, with an extensive list of in-network preferred provider dentists. Also offering options for out-of-network coverage and orthodontic services. The Big I Vision program offers coverage through the Guardian with a choice between the VSP Choice network and the Davis Vision network.

Retirement Services:


Big I MEP 401(k) Plan

The  Big I MEP 401(k) Plan is sponsored by Big I Retirement Services, LLC.   It is a multiple employer plan also known as the MEP, which is a great way to lower your overall retirement plan costs while receiving consulting, helpful educational tools and low cost investment options.   Big I Retirement Services, LLC has partnered with national firms to provide a unique member only plan that simplifies plan sponsors administrative responsibilities while limiting your fiduciary exposure.    By partnering with a 3(38) fiduciary and MVP Plan Administrators, a customer service oriented record-keeper, the Big I MEP 401(k) Plan is designed to maximize cost savings and our unique association design.   

Big I IRA Program

The Big I IRA Program offers Traditional IRAs, Roth IRAs and IRA plans such as SIMPLE IRAs and SEP IRAs.   Administrative services are provided by iraLogix and investments are offered from a variety of fund families including the Prudential Guaranteed Income Fund.   With great program features such as no minimum balance requirements, no front or back end sales charges and no market rate adjustments for transfers between funds, the Big I IRA Program is designed to offer maximum flexibility at a competitive cost. 

Roll Over Your Plan and Save

Advisers are available to all IIABA members to provide consultation on existing and new plans alike at no cost or obligation. At Big "I" Retirement Services, we consider you a member first, and a client second. Whether were building a new plan for your agency from the ground up or simply rolling over your existing plan in order to save you money with our low administrative fees, we strive to make your experience with us pleasant, professional, and hassle-free.

Contact Big I Employee Benefits:

You can get your new plan or your existing plan rollover started today with a free, no-pressure consultation.  Call Christine Munoz at 800-848-4401 or Christine.munoz@iiaba.net today to see how Big I can help you save.

Contact Information:

Big I Maryland

2408 Peppermill Dr., Ste A

Glen Burnie, MD. 21061

P: 410-766-0600

E: info@bigimd.com

@ 2023 Independent Insurance Agents of Maryland, Inc