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Home Business Insurance

Did you know that nearly 60% of home-based business owners don't have insurance? Insureds often believe their existing homeowners or apartment-dwellers policy will cover any loss or damage to their business equipment, furniture and supplies in the event of fire, theft or other catastrophe, when in fact, those policies usually explicitly exclude coverage for any business exposures on their premises.

Educate your established and new home-base business customers about the importance of a Home Business Insurance policy from RLI. It covers business liability up to $1,000,000 and business personal property up to $100,000, and you can even cover loss of income. RLI also provides a variety of optional coverages so you can tailor the policy to your customer's unique needs.

Questions? Contact our Insurance Programs Administrator, Carrie Arnold, at or 410-766-0600.

Schedule an RLI consultation HERE.

Getting Started

To sell both the RLI Umbrella and Home Business Insurance policies, an RLI producer and IBSC Sub-producer agreement must be completed. Download the agreements below and submit to our insurance department at

RLI Producer Agreement       IBSC RLI Agreement

Submitting New Business

To submit new business, forward the completed RLI Application with a full premium check to:

Insurance Brokers Service Corp
2408 Peppermill Dr., Ste A
Glen Burnie, MD 21061

New Business: We only accept agency checks made payable to IBSC for new business. Do not send a check to us from the insured.

Renewal Business: All renewal business is 'direct bill'.

RLI Resources: